No credit checks. No selling. Pledge gold bars or coins, silver or platinum into insured vaulted custody and receive financing from private lenders, in as little as 48 hours.
Start your application Free instant estimate · No obligation until you accept an offer
Successfully funded
A loan funded on the platform. Your terms depend on collateral and lender offers.
A loan funded on the platform. Your terms depend on collateral and lender offers.
A loan funded on the platform. Your terms depend on collateral and lender offers.
Upload photos, weight and purity. Get an instant estimated loan range, no signup required.
Drop off locally or ship your metals fully insured to a custody partner. Free pickup for items over $25K. It stays yours.
Private lenders compete for your loan. Negotiate rates, amounts and terms directly.
Your item is authenticated on arrival. Funds are transferred to your account after verification.
We also accept watches, jewelry, fine art, wine and other valuables.
A free, instant estimate based on your asset. No signup, no obligation.
Estimate only, based on the value you entered. Final terms depend on independent appraisal and the offers lenders make. You commit to nothing until you accept an offer.
Bonded, insured and monitored 24/7 by professional security teams.
Our Miami home
Our Miami home
An independent German trustee holds title to your asset for your benefit. If RealWorld.fi ceased to exist, your asset is legally separated from the company and remains beyond the reach of its creditors. It is yours throughout.
Collateral is held by specialist custody partners with comprehensive insurance for the full custody period. Nothing is lent out or repledged.
Loans are written conservatively against the appraised spot value of your metal, which is why lenders keep funding and borrowers keep coming back.
Your loan is secured only by the asset you pledge. There is no personal liability and no effect on your credit. If a loan is not repaid, the lender's recovery is limited to the collateral, nothing else.
Your asset is held privately by a specialist custody partner under independent German trustee oversight. It is fully insured, never lent out, and never repledged. Ownership records remain in your name.
No. You pledge the asset as collateral and receive financing against its appraised value. When you repay, the asset is returned to you. You keep the upside if its value rises.
Loans are written conservatively against appraised value, typically a comfortable margin below it. There is no maximum loan size. Larger positions can be arranged through a private consultation.
Most loans are funded within 48 hours of your asset arriving in vault. Free insured pickup is available for items over $25,000.
RealWorld.fi operates as a regulated marketplace with independent German trustee oversight of client assets. Lenders fund loans directly; the platform is not a lender of record.
Assets secured with world-class custody partners
The application takes minutes. The estimate is free, based on weight and purity, and you commit to nothing until you accept a lender's offer. Most loans are funded within 48 hours of your asset arriving in vault.
Start your application Or request a private consultationThis is a real loan funded on the platform, shown as an example. Your own terms depend on your collateral and the offers lenders make. Get a free estimate for your gold with no obligation.
Get an estimate for your gold Free instant estimate · No obligation until you accept an offer